Okay you’ve saved for retirement and here you are CONGRATULATIONS. Now you need a plan to make your retirement the dream you planned, a plan for the plan and a budget is the beginning of a strategy it’s important to understand your spending habits and you’re spending needs MINT is a free program that allows you to create custom budgets see all your bills and money on hand and investments all at the same time. See your credit score and other benefits and no I’m not getting paid for this post. But it is a great program to use when setting up a budget.
Setting up a budget is great, and taking that first step is a big deal. Getting that spending under control maybe a more difficult chore for some retirees. I spend, and over spend on restaurants I hate to cook. Do you know where you’re spending falls in comparison with averages in your area or in the nation? Do you know what the national average for housing and food is in your area?
I just opened my MINT account and it was kind of fun there is so much information not only about my checking and savings accounts, but also tips to help me save and invest even more of my money. I am so excited about this. MINT is a free app all you do is sign up add your bank information and the app does the rest it will tell you how much you spend for each category and then let you know where you have over spent I over spent in restaurants and food by a lot. Now I know I need to adjust my spending in that area. I didn’t realize how much I was spending eating out.
Taking the steps to set up a budget and sticking to it will help you live a very long and happy retirement. I’m looking forward to saving my money and building my wealth watching how the MINT can and will help me to live a better more relaxed retirement if MINT has my money figured out I don’t have to worry about it and that’s fine with me.